Publications:

• Editor-in-Chief: Journal of Business and Economics.2000-present.
  
  
• The Impact of the Adoption of the Euro: Evidence From Portugal, Global Business and Technology Association 2005 Annual Meeting Proceedings.
  
  
• The Impact of the Euro on the Euro Zone: The Case of Spain, 8th International Decision Sciences 2005 Conference Proceedings.
  
  
• Empirical Evidence on the Relationship Between Concentration and Profitability in Spanish Banking in Latin American Banking, 8th International Decision Sciences 2005 Conference Proceedings. (This paper is an updated version of the paper presented at the 2005 NEDSI. The findings in this study included Mexico, Central America, and South America (Argentina, Brazil, Chile, Columbia, Ecuador, Panama, Peru, Uruguay, and Venezuela).
  
  
• The Influence of Foreign Bank Entry on Latin American Domestic Markets: Mexico, Guatemala, and El Salvador, Northeast Decision Sciences 2005 Annual Meeting Proceedings.
  
  
• Dollarization in El Salvador, 8th International Decision Sciences Institute 2005 Conference Proceedings. (This is an updated and revised version of the paper published in the 2003 NBEA Proceedings).
  
  
• The Influence of Foreign Bank Entry on Latin American Domestic Markets: The Experience of Mexico, Guatemala, and El Salvador, Northeast Decision Sciences Institute 2004 Annual Meeting Proceedings,
  
  
• Dollarization in El Salvador, Northeast Business and Economics 2003
  
  Annual Meeting Proceedings.
• Editor, Northeast Business & Economics Association Annual Meeting Proceedings, 1998,1998,2000,2002.
  
  
• Editor, La Filosfia de la Risa, by Victor Manuel Rivera-Toledo, published by Editorial Piedra Santa, Guatemala City, Guatemala, 2002.
  
  
• Editor, Lira Ausente, by Victor Manuel Rivera-Toledo, published by Editorial Piedra Santa, Guatemala City, Guatemala.
  
  
• Technology in the Classroom: The Distance Learning Experience, Northeast Business and Economics 2002 Annual Meeting Proceedings. (abstract)
  
  
• FASB #8 and FASB #52, American Business Review, West Haven Connecticut.Published January 2001. Co-authored with John Malindretos and Krishna Kasibhatla
  
  
• A Study of New York Health Care Systems, Northeast Business and Economics Association 2000 Annual Meeting Proceedings, co-authored with Georges Ramalanjaona.
  
  
• The Impact of the European Monetary Union on Southern Italy, Northeast Decision Sciences Institute 2000 Annual Meeting Proceedings.
  
  
• The European Monetary Union: Its Impact on United States and English Financial Markets, Northeast Business and Economics Association 1999 Annual Proceedings.
  
  
• The European Monetary Union: Implication for the Financial Markets, Northeast Decision Sciences Institute 1999 Annual Meeting Proceedings. Co-authored with Joseph P. Monahan and John Reynolds.(revised).
  
  
• The European Monetary Union and Its Impact on Financial Markets, Northeast Business and Economic Association 1998
  
  Annual Proceedings.
• International Adjustment for Kenya: The Relevance of the Traditional and Monetary Approaches, Balance of Payments Adjustment: Macro Facets of International Finance Revisited. edited by A. Arize et.al, Greenwood Press, 1999.
  
  
• Intermodal Transportation and Economic Development, Northeast Business and Economic Association 1998 Annual Proceedings.
  
  
• The European Monetary Union and Its Impact on Financial Markets, Northeast Business and Economic Association 1998
  
  Annual Proceedings.
• Challenges and Opportunities Facing the European Monetary Union, Northeast_Decision Sciences Institute 1998 Annual
  
  Proceedings.
• The Influence of Multinational Bank Entry on Host Country Market Structure: A Case Study of Spain, Quantity and Quality in Economic Research, Vol. IV, edited by T.Homer Bonitsis and Roy Chamberlain Brown, Ashgate,1997.
  
  
• The Walt Disney Company: A Case of a Corporate Merger, Northeast Business & Economics Association 1997, Annual Proceedings.
  
  
• Teaching Strategies and Learning Style Preferences in a Managerial Economics Course, Northeast Decision Sciences Institute 1997 Proceedings.
  
  
• Managed Care and Patient Satisfaction, Northeast Business & Economic Association 1996 Proceedings, co-authored with Georges Ramaljoana.
  
  
• Teaching Strategies and Learning Style Preferences in a Financial Management Course,Northeast Business and Economic Association 1996 Proceedings.
  
  
• Foreign Bank Entry and Financial Product Innovation in Spanish Banking, NortheastDecision Sciences Institute 1996 Proceedings, co-authored with T. Homer Bonitsis.
  
  
• International Adjustment for Kenya: The Relevance of the Traditional and Monetary Approaches, Northeast Decision Sciences Institute 1996 Proceedings, co-authored with John Malindretos. (revised version to be published in Doctrinal Approaches to International Adjustment.
  
  
• Implications of FASB 52, International Journal of Commerce and Management, Vol. 5,Number 4, 1995, co-authored with John Malindretos, Krishna Kasibhatla, and Merlin Johnson.
  
  
• External Liberalization of Banking and Industrial Concentration: The Evidence from Spain, Journal of Applied Business Research, Volume 11, Number 3, Summer 1995, co-authored with T. Homer Bonitsis.
  
  
• Financial Accounting Statements and Foreign Exchange Risk Management, Managerial Finance in the Corporate Economy, co-authored with John Malindretos, Rutledge, London, edited by D. Gosh and S. Khaksari.1995.
  
  
• The Relationship Between Concentration and Profitability in Spanish Banking, Northeast Decision Sciences 1995 Proceedings.
  
  
• Factors Determining Country Risk Ratings, Northeast Decision Sciences Institute 1994 Proceedings.
  
  
• Evidence of Multinational Bank Concentration and Bank Profitability in Spain, Northeast Decision Sciences Institute 1993 Proceedings, co-authored with Phyllis Masciandaro.
  
  
• Multinational Banks and Market Structure: the Case of Spain, The International Journal of Finance, Vol.6,Number 1, Autumn 1993, pp, 697-712.
  
  
• Foreign Banking In Spain: Challenges and Opportunities, Journal of Business and Society, Numbers 1 and 2, Vol.5, 1992.